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Welcome to the UK's leading embedded lender
Lending Works is the UK's leading embedded finance provider. Using innovative technology, Lending Works enables partner firms to provide their consumer customers with access to credit products quickly and simply, resulting in game-changing customer experience. Current partners include leading FinTechs, retailers and intermediaries including Revolut, Moneysupermarket, Clearscore, Experian, Asda Money and many others.
Founded with strong values, Lending Works is passionate about making people’s lives better by providing simple and fair financial products. Since launching in 2014, individual and institutional investors have lent more than £200m to 30,000 creditworthy people via the Lending Works platform. Lending Works forecasts to grow to £1bn of loans per annum by 2025.
Lending Works has recently completed a private equity transaction and has a new principal shareholder that will fund and support our entire business plan.
We are continuing to scale at pace and are looking for senior backend-specialist engineers with a broad skillset to join us on our journey. Our industry-leading, high-automation, fintech platform enables ourselves and our partners to offer personal loans all the way from customers searching for a loan, through to completing the low-friction application, accepting the loan agreement, and post-payment self-service loan management. Including loan pricing and automated loan decision making algorithms.
Our target architecture for new development is a cloud-native, functional, microservice architecture based around Kotlin and http4k on the backend and React/Typescript on the frontend. Our teams are autonomous, cross-functional, full-stack, full-cycle, end to end delivery squads of 5-10 software engineers alongside product management, design, and analytics. Our focus on teamwork and quality, with a product-minded and test-driven approach, enables us to go far together. We measure ourselves on value delivered and operational excellence, not the number of features implemented.
Skills & Requirements
Excellent experience building software in a JVM or a similar language such as Java, Kotlin, or C# using a Test Driven Development (TDD) approach.
Product and customer-centric mindset, outcome-focused.
Ability to apply object-oriented and functional design principles and write clean, well-structured code.
Knowledge of different database and state persistence options including RDBMSs and caches.
Understanding of what makes a well-designed cloud-native microservice, including frameworks used and service responsibilities.
Experience building scalable, performant, and reliable distributed systems using a microservices-based architecture.
Experience applying agile and lean principles.
Ability to learn new skills to work across the entirety of our tech stack.
The following skills would be advantageous
What do we offer?
We believe that people should own their financial identity and use it with any app or service they want, whenever they need. Accessing, maintaining, and mixing-and-matching Web2 and Web3 services must be easier, more transparent, and more trustworthy.
Portabl enables consumers to simplify how their own users verify, organize, and sync identity data and documents across their whole financial lives. The goal: universal financial identity for all.
By leaning on new standards in verifiable credentials and decentralized identity we will deliver a portable identity that works for anyone. Getting this right means we can simplify and automate many parts of the identity/ KYC/ compliance stack that currently prevent the financial system from being more cost-effective, more inclusive, and more equitable.
We’re a small team comprised of Web2 and Web3 veterans hailing from Consensys, Paypal, US Mobile, Ava Labs, and other corners of the fintech and regtech universe who share a common goal of making identity more standardized, composable, and easier to use across the financial services space.
We recognize that transforming digital identity has many challenges, which is why we value trust, curiosity, empathy, and craft. If this sounds like you, and you're excited by the idea of getting in at the ground level and building the infrastructure for the future of the financial identity, we would love to hear from you!
We are 1 of only 5 companies recognized by Plaid in 2022 as part of the next generation of startups shaping the future of financial access. We are thrilled to be participating in Plaid’s 6-month Accelerate Program
As our lead front-end engineer, you will join a team that’s using the latest developments in decentralized identity to make financial access more transparent and more trustworthy for people using both traditional financial institutions and DeFi providers.
We are an early-stage startup, so we're looking for someone who is comfortable with ambiguity and has a strong desire to work both autonomously and in groups. You will have a ton of say and impact on the direction and future of our company and will help solve some of the biggest challenges we’ll face.
🤔 Not sure this fits you but want to talk? That’s okay! We prioritize potential and willingness to learn above all, so if you don’t think that you fit one of our listings, we encourage you to apply anyway and your application will be considered fairly.
Come work with us!
We are an equal opportunity employer and welcome all the things that make you, you.
We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws.
Portabl is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process.
If you’re spending your days thinking about building the future of financial access, we want to meet you!
This job posting is no longer available
Backflip is seeking a Sr. Android Engineer that has the passion and skills to execute/innovate on all facets of Backflip’s products and platform.
The ideal candidate possesses an entrepreneurial drive including high levels of curiosity, self-awareness and the ability to thrive in a dynamic environment. Success in this role involves the ability to learn quickly while continuing to balance appropriate amounts of structure and autonomy. This position is remote, and reports to the VP of Engineering.
Skills & Qualifications
Backflip is an equal opportunity employer. We know that building a world-class organization is not possible without an intentional focus on recruiting, empowering, promoting and rewarding the best and brightest people of all backgrounds. Backflip focuses on hiring individuals that align with its Core Values, and consistently display a high ethical standard, both personally and professionally. College degree not required; we focus on real world results.